Deb Tebbs Group

Cascade Sotheby's International Realty

Monthly Archives: January 2015

Simple Mistakes to Avoid When Buying Bend Oregon Real Estate

By Deb Tebbs Group

As long time Real Estate Agent’s we’ve seen home buyers here make common mistakes when buying Bend Oregon Real Estate.

In today’s post we will break down the most common mistakes buyers make when purchasing Bend Oregon Real Estate so you can be more prepared to buy a home here.

Mistake #1 – Not Choosing a Local Lender

Although you may have found a great mortgage interest rate online it’s always best to choose a local lender for your mortgage loan needs.

Local lenders will be available to meet with you, answer your questions and concerns which you may have as you are buying a home in Bend.

Not choosing a local lender could leave you frustrated when you’re not able to contact your lender to have your questions, comments or concerns answered.

Mistake #2 – Forgetting About Your Renovation Budget

You’re excited about buying Bend Oregon Real Estate but, have you thought about how much money it’s going to take to make the home habitable for your family?

Before saying yes to buy a home make sure think about all renovation work which needs to be done first, and if possible add an extra $10,000 to your renovation budget, so you don’t get caught in the middle of your renovation and then run out of money.

Mistake #3 – Getting Caught Up In a Bidding War on a Home

Last of all, but most important, it’s always important to consult with us first about what’s really happening with home values in a neighborhood before you get caught up in a bidding war on a Bend Oregon Home.

Yes, there may be a shortage of home inventory in Bend at times but the reality is that home prices vary by neighborhood and it’s easy to make the mistake of getting caught up in a bidding war on a home when home prices in that neighborhood are actually on the decline.

Your Bend Oregon Real Estate Expert

For more tips on how to buy Bend Oregon Real Estate, or to view homes for sale across Bend, Sunriver, Redmond and other Central Oregon communities, contact the Deb Tebbs Group today by clicking here to contact us through our website or calling us at (541) 323-4823.

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4 Apps for Prospective Home Buyers

Real estate agents bring a wealth of knowledge to the table. With a trust agent by your side and a wide variety of helpful and innovative apps, people who are shopping for a new home are a swipe away from getting the information they need to make the entire buying process as stress-free and easy as possible. Here are four handy apps for homebuyers:

     Homesnap

The free Homesnap app, which is available for both iOS and Android, lets the camera on your phone provide needed information about homes that are for sale. If you are driving around the neighborhood and you spot a home you like, simply pull over and take a photo of it. Homesnap will provide you with all sorts of property details including how much it last sold for, the number of bedrooms and bathrooms, tax info, local school ratings and more. If the home is currently listed for sale, the app might also allow you to see interior photos of the residence. The MLS app can even connect you with a real estate agent who can arrange a showing.

     AroundMe

If you are buying a home in an area that you are already familiar, you might have an idea about what sorts of shopping, banks and medical facilities are in the area. But if you have just moved to a new city or state, chances are good you’ll need some help determining what amenities are located close to the neighborhoods you like.The free AroundMe app identifies where you are currently located and then lets you look up nearby businesses like restaurants, hospitals and banks. If being close to a favorite grocery store or other type of businesses is important to you, then this app can pinpoint which homes you might want to bid on.

     Zillow Real Estate

When it comes to real estate apps, Zillow Real Estate is the grandfather of them all. The free app lets you look up a whopping 110 million+ homes in the United States that are currently for sale or rent. If you are interested in purchasing a foreclosed home, the app includes listings in your region as well as information on bank-owned properties. When you find homes that you are interested in, the app will let you know if and when their asking prices are reduced, and when open houses have been scheduled.

     LifeLock Wallet

Part of the home buying process involves making sure that your credit is in good standing so you can qualify for the best interest rate possible. In order to keep tabs on your finances and make sure that no one is trying to steal your identity — which can lead to all sorts of credit nightmares — consider downloading the LifeLock Wallet app. In addition to including digital copies of your various accounts so you can easily access them from your phone, the LifeLock Wallet app allows you to immediately cancel your credit cards if they are lost or stolen. The app also includes paid access to LifeLock’s identity protection programs, which will monitor your accounts 24/7/365 and make sure there is no fraudulent activity going on.

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5 Step Process for Buying a Home in Bend

 

 

 

 

 

 

 

 

Buying a home in Bend is an exciting part of life since it means you will finally be moving from being a renter to a home owner.

Although the local Real Estate market is competitive right now you can give yourself the edge in the home buying process by following these simple tips.

    Tip 1 – Get Pre-Approved For a Mortgage Loan

Getting pre-approved for a mortgage is important since it will tell you the exact mortgage loan amount you qualify for and the funds you have to work with when buying a home.

Tip 2 – Determine Your Preferences

Think about where you want to live in Bend and determine what you are searching for in a home including your “must have’s” and “should have’s” in a home.

You should also determine the amenities you are searching for in a home or community as well.

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Tip 3 – Choose a Real Estate Agent

Interview at least 5 Bend Oregon Realtor’s so you find the right Realtor ® who you feel comfortable working with.

Tip 4 – Preview Homes for Sale

Your agent may start with an area tour then show you specific homes in Bend which match what you are searching for.

During the home search it’s important to keep an open mind, especially since you may come across homes which have great potential, and after a little renovation could have everything you could want in a home.

Tip 5 – Make an Offer on a Home

Once you find a home in Bend you are interested in buying you will then make an offer on that home.

Before submitting an offer though your Realtor will provide you with a comparable analysis of homes for sale in Bend so you can submit a competitive offer on the home.

Don’t be deterred if you are going up against multiple bidders, take the time to write a letter to the homeowner which talks about your family and how much you love the home.

Adding that personalized touch may help the homeowner to choose your offer versus a competitors offer.


 

For more tips on buying a home in Bend, or to view the latest Bend Oregon Homes for Sale, contact the Deb Tebbs Group today by calling us at (541) 323-4823 or click here to contact us through our website.

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